Menu
If you have bad credit you can only qualify for unattractive credit cards. These cards often have higher interest rates, monthly fees, lower credit lines, and even cash deposits. In many cases credit card issuers often fail to report your positive credit activity to the credit bureaus.
When trying to buy a car with bad credit, you will not qualify for the lowest interest rates available. This often translates to thousands of dollars more in interest payments over the life of the loan in the form of higher monthly payments.
As you might imagine, the effects of bad credit are most evident with larger purchases, such as when you are trying to buy a home. For most people, a home is the largest purchase they will ever make. If you have a poor credit score, you will not qualify for a loan or may end up having to pay thousands of dollars more in interest over the life of the loan.
A low credit score indicates to lenders that you are a high-risk borrower, and they may not be willing to lend you money. Poor credit can cost you on average $350 per month or $4,200 per year in higher interest rates, higher housing costs, higher insurance premiums, and increased security deposits.
Our credit repair process is led by credit report and credit score experts who determine the best plan for raising your credit score. They will go through your credit report, validating each item line by line. Usually, some simple steps will improve your rating right away, such as paying off certain credit cards or reducing your balances.
Alejandro Barrios-Luna26/09/2022The Andromeda Credit program is very useful & helpful…the service is 2nd to none! My credit coach Mikko is very efficient & helped me boost my credit within months….I also have 2 other family members who utilized this program & they're thriving now. I highly recommend everyone with low credit or facing credit repair situations to sign up & join with great success!
Andrea Guerrero16/09/2022What a great experience, I’ve heard so much about companies like this scamming, taking your money and not repairing or disputing stuff on your credit. With April everything was real and amazing they bettered my credit substantially. Every month punctually I got a call from April, she took her time to explain and go over everything, even after work hours I’d text her about different concerns and not once did she not answer.
Andrea Gutierrez20/08/2022Marcus has been very helpful, thanks to him my score went up a lot 7 deleted off my credit report. Marcus also kept me updated on my credit score. I went from 589 or 610 to 680 almost 700. Thanks Marcus for helping me reach my goal.
EDUARDO BONILLA17/08/2022They provide good service. I was able to get a good credit score from them.
Luz Fernandez19/02/2022Andromeda Credit has definitely helped turn my life around. Good people. Good service.
Joe Watson24/08/2021I have had this company 3 mos. And I must say that I am truly happy with the services I am receiving. Since I've retained this company, 13 negative items have been challenged and removed. Customer service is great, very informative, very professional and even the consistency of your data that you can view at anytime for current updates are awesome. So if you want to get your credit score back on track Andromeda Credit is the way to go.
Keith Williams24/08/2021First, I want to say I can't believe the reviews I'm reading about Andromeda Credit that are bad. Doesn't sound like the same company to me. Well, let me say I started with them in March 2021 with 49 negative things on my 3 different credit reports. Now it is July 2021. I have 5 left and Zero on my Trans Union report. So I'm sure they will get those removed also soon. Every time I have called and spoken with someone, they have been really nice and helpful... always giving me great advice. Some things I needed to do to help them be successful at getting it removed, I did. I did try to do it myself and it didn't work. They also got 2 judgments removed from my credit reports. I'm very grateful for their service, since I started my own business I needed to have great credit for a good insurance and bond rate. My credit score went up about 200 points in 5 months. It was 480 to 520. Now it's 640 to 712.
Ramz Wood Products06/08/2021The rep was very knowledgeable, motivational, and understanding. He was very thorough when going through the process.
Mr. M04/08/2021Super happy with the service. Had a negative collection removed from all 3 credit bureaus within 3 months. Was quoted 4-5 times the cost by 2 other credit repairs companies. Highly recommended.
Ruben Fernandez02/08/2021Great service. They shot my scores up in 30 days. Very happy with the results.
Andromeda Credit is a Los Angeles based credit repair company, but we service clients all over the US. We are a top pick for credit repair because we are an honest, ethical company that follows best practices. We also have the up most respect for our clients, which we do everything possible to help them achieve their dreams. If need be we have an attorney we work with that can step in to assist in repairing your credit.
Let Us Get You A Financing Edge
Get in Touch
Contact us today so that we can help you out immediately.